Certified Diamonds
Vetted, graded stones sourced directly from consumers, at cash prices notably below RapNet.
The exclusive network to buy, sell & borrow
Your buyer when you need cash today. Your broker when you want top dollar. Your lender when the goods should stay on your books. Your supplier when you need fresh product — straight from what our 17+ buying offices take in from the public. Approved once, open to all four.
The same goods can take any of three routes through the network. What separates them is how fast you're paid, how much you net, and whether you give up the inventory at all.
Sell outright, get paid on acceptance, redeploy capital into the next opportunity.
We run the sale on our channels. You take the market price, less a published fee.
Unlock capital held in inventory without selling a single piece.
| Consideration | Immediate Sale | Brokerage Sale | Inventory Loans |
|---|---|---|---|
| Time to cash | Same day, on acceptance | Up to 20 daysadvance available sooner | On funding |
| What you receive | Our purchase offer | Market price, less fee | Up to 70% of liquidation value |
| Keep ownership | No | Until it sells | Yes |
| Cost | None | 15% under $50K ($400 min)10% at $50K+ · $190 at $20K+ | 2.5–3% per month |
| Minimum item value | None | $5,000 | None |
| If it doesn't sell | Not applicable | Listing + return shipping fee | Not applicable |
An immediate, industry-leading offer on your diamonds, jewelry and watches. You choose certainty over upside — no window, no fee, no unsold risk.
Competitive purchase offer with a same-day decision. Funds issued immediately upon acceptance.
Goods are shopped across our buyer network over a few short days to secure the strongest offer.
Nothing deducted, nothing to wait out, nothing returned unsold.
Single items, multiple-item lots, entire estates and full inventories are all eligible.
Eligible categories
List into the marketplace and capture market price. We handle presentation and the transaction; you set a data-backed reserve and keep the upside above our published fee.
Photography, listing, sale and secure shipping are handled in-house — goods reach buyers with the right presentation.
Payouts issued 3–5 business days after the buyer's payment has cleared.
A recommended reserve backed by current market data protects your interests.
Diamond, designer jewelry and watch items valued at $5,000 and above.
| Sale price under $50,000 | 15% · $400 min |
|---|---|
| Sale price $50,000 and above | 10% |
| Success fee — individual items selling at $20,000+ | $190 |
All items must be priced to sell at market value. Diamond Banc facilitates sales, not shopping — be prepared to transact at realistic, data-driven pricing.
Payment can be issued per item as each sale completes, or as a lump sum once all items have sold, shipped and funds have cleared.
Dealers ship item(s) using their own insured shipping labels.
If an item does not sell, a listing and return shipping fee applies, collected before the piece is returned.
Enter a sale price to see the fee and what lands in your account.
Example figure — edit it.
Borrow against goods you intend to keep. Fast, secured funding at a published cost of funds, with the inventory insured and returned on payoff.
2.5–3% per month. More conservative loan-to-value ratios earn the 2.5% rate.
Renewable for as many 30-day periods as you wish — extend with your minimum cost-of-funds payment.
Additional payments apply directly to principal and can be re-advanced like a revolving line of credit.
Goods are held at Diamond Banc HQ and insured for the total amount of the loan.
| Maximum loan-to-value | 70% |
|---|---|
| Cost of funds, per month | 2.5–3% |
| Term length | 30 days |
Every piece is bought over the counter from the public at one of our 17+ buying offices, then offered back to the trade before it reaches the open market — which is where the pricing comes from. Approved dealers see all of it.
Vetted, graded stones sourced directly from consumers, at cash prices notably below RapNet.
Van Cleef & Arpels, Cartier, Tiffany & Co., Graff, Roberto Coin, David Yurman and more — authenticated and ready for resale.
Rolex, Patek Philippe, Audemars Piguet, Omega, Tudor, Cartier — luxury and sport models across every price point.
Goods that never touched the open market, offered to the trade first.
Vault by Diamond Banc
Live auctions and buy-now inventory from all 17+ buying offices, priced for the trade. Inventory is visible to signed-in dealers only — the same screen takes new applications.
